Gifting Strategies

The Ontario Arts Foundation works with donors and their professional advisors to develop gifting strategies that are both personally rewarding and tax effective.

Gifts of Cash
For donors wishing to make gifts during their lifetime, a gift of cash is a simple and effective way to give.  Donors receive immediate tax savings, and have the benefit of seeing their gifts at work.

Gifts of Marketable Securities
A gift of marketable securities is particularly attractive to some donors.  When publicly traded securities that have appreciated in value are given to a charity such as the Ontario Arts Foundation, there is no tax on the capital gain.  In contrast, if a donor sells publicly traded securities and gives the cash to a charity, 50% of the capital gain is taxable.

Gifts of Life Insurance
A gift of life insurance is a means of making a significant gift, often at a modest cost.  There are various ways to make a gift using life insurance.  It is important for donors to work with professional advisors to select the one that is most appropriate for their circumstances.

Gifts by Will
A gift by will is one of the most common ways for donors to make significant gifts to charity. By naming a charity as a beneficiary in a will, donors can create a lasting legacy, and the gift may provide significant tax savings to their estates.